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*Annual Percentage Yield (APY) effective 2/28/19 and assumes that minimum opening deposit and ongoing minimum balance requirements are met and that interest will remain on deposit. Opening deposits must be drawn on a check from a financial institution other than Finance Factors. Balances below the minimum $1,000 will earn 0.10% for each day the balance is below the minimum. Accounts closed within 90 days of opening will be assessed an early closing fee of $50. Fees may reduce earnings on the account. Rate is subject to change at any time without notice. UltraSavings Account is available to State of Hawaii residents and businesses only. Deposits are insured up to $250,000 by the FDIC.
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