Savings Accounts

Getting you to where you want to be

The financial future you’ve always dreamed of starts with saving. Easily open an account with us online to get top-notch rates you won’t find anywhere.


Our latest promotions

%* APY

$100,000 - $199,999.99

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%* APY

$200,000 and over

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*Annual Percentage Yield (APY) effective 09/01/21 and assumes that minimum opening deposit and ongoing minimum balance requirements are met and that interest will remain on deposit. Opening deposits must be drawn on a check from a financial institution other than Finance Factors. Balances below the minimum $100 will earn 0.10% for each day the balance is below the minimum. Accounts closed within 90 days of opening will be assessed an early closing fee of $50. Fees may reduce earnings on the account. Rate is subject to change at any time without notice. UltraSavings Account is available to State of Hawaii residents and businesses only. Rates may be different for business accounts. Deposits are insured up to $250,000 by the FDIC.


  • $100 minimum opening deposit and balance
  • Opening deposit must be drawn on a check from a financial institution other than Finance Factors
  • No checking account required

Online Services

Enroll today to experience the convenience of online services:

  • 24/7 Access to Your Accounts, statements, and more
  • Make your Finance Factors loan payments online
  • Deposit into your Finance Factors savings accounts online
  • Receive electronic statements (savings accounts only)

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Here for you 24/7.

Enjoy complimentary access to all kinds of online services designed to make your Finance Factors more convenient, flexible, and personal.

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