Savings Accounts
The financial future you've always dreamed of starts with saving. Easily open an account with us online to get top-notch rates you won't find anywhere.
The financial future you've always dreamed of starts with saving. Easily open an account with us online to get top-notch rates you won't find anywhere.
eSavings
- $100 minimum opening deposit and balance
- Opening deposit must be electronically transferred from a financial institution other than Finance Factors
UltraSavings
- $100 minimum opening deposit and balance
- Opening deposit must be drawn on a check from a financial institution other than Finance Factors
- No checking account required
Certificates of Deposit
Find the Certificate of Deposit that works best for you and lock in special interest rates.
Find the Certificate of Deposit that works best for you and lock in special interest rates.
Short & Long-term CDs
- $1,000 minimum deposit
- Deposit must come from another financial institution
The Savers Club
- $25 minimum deposit to open account
- Additional deposits allowed during term of the account
- Interest is credited and compounded quarterly
- Monthly statements provided of all transactions for the month
Retirement Accounts
Individual Retirement Accounts (IRAs) that match your unique needs.
Individual Retirement Accounts (IRAs) that match your unique needs.
Traditional IRA
A retirement account that features tax deductible contributions and tax-deferred savings for retirement (some restrictions apply).
- Tax deductible contributions
- Tax-deferred savings for retirement
Roth IRA
A retirement account that features after-tax contributions and tax-free earnings and distributions at retirement. Ideal for those who do not qualify for deductible contributions to a Traditional IRA account.
- After-tax contributions
- Tax-free earnings and distributions at retirement
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