Here To Make Your Home Goals Happen

Thinking of Purchasing A New Home?

Let us help you through the mortgage process. From simple mortgages to complex situations, we're here to help you achieve your home goals.

Mortgage 101
mortgage-101

Learn more about the road to homeownership.

  • Mortgage Milestones
  • Down Payment Basics
  • What's an ARM Loan?

Explore Our Programs
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From simple mortgages to complex situations, Finance Factors has a wide range of programs to fit your mortgage needs.
 

Next Steps
next-steps

Our experienced Loan Officers will listen to your story and help find a solution that meets your needs.

 

Ready To Apply?
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Find a Loan Officer or get started online today!

Having the following documents handy will help speed up the application process:
  • 2 year's federal tax returns
  • 2 year's W-2s
  • 2 Most recent paystubs
  • 2 months complete bank statements

Today's Conforming Mortgage Rates

30 Year Fixed Rate Mortgage
5.375
%*

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15 Year Fixed Rate Mortgage
4.500
%**

Show My Rate
disclosures

 

**A $200,000 mortgage loan secured by an owner-occupied dwelling, with 20% down payment, will result in 360 principal and interest monthly payments of $1,119.94 based on a 30 Year Fixed Rate at 5.375% with 2.000 points and 5.690% APR.

**+A $200,000 mortgage loan secured by an owner-occupied dwelling, with 20% down payment, will result in 180 principal and interest monthly payments of $1,529.99 based on a 15 Year Fixed Rate at 4.500% with 1.875 points and 4.995% APR. 

The payments shown above do not include taxes and insurance premiums, actual payment obligations will be greater. Advertised rates are based on a purchase transaction and available only to qualified owner-occupants of residential real estate located in the State of Hawaii. Maximum loan amount is $1,089,300. Rates effective 1/27/23 and are subject to change without notice. Other restrictions may apply. Additional rates and terms available.

 

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Enjoy complimentary access to all kinds of online services designed to make your Finance Factors more convenient, flexible, and personal.

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