Finance Factors: Enthusiastic for the Future

Finance Factors was founded in 1952 to help Hawaii's hardworking families secure loans for everything from refrigerators to pots & pans. We believed back then, as we do now, that increased access to financing will allow people to remain in Hawaii and strengthen our community.

Today, Finance Factors is a focused real estate lender, specializing in both conforming and non-conforming residential mortgages as well as commercial real estate loans. We are experts in finding creative, yet financially sound ways to lend, including lending to those who may be overlooked by others – while offering some of the best rates on certificates of deposit and savings accounts.

I am grateful that the foundation we've built since 1952 has positioned us to help even more local families. While Hawaii has certainly changed since we first opened our doors, our company's mission is as relevant as ever.

The high cost of living and stagnant wages have made Hawaii a difficult place for many people to get ahead. Owning real estate is one of the best paths to financial security and wealth creation on our islands, so we remain committed to helping generations of Hawaii's families achieve home ownership and financial peace of mind.

We understand that the key to our company's success is to remain customer-focused; we are committed to continually enhancing our customers' experience with Finance Factors and strengthening our relationships with our wonderful local realtors and mortgage broker partners. Our success is also dependent on the health and well-being of our community as a whole, and we continue to devote time and resources to organizations that help drive economic and social progress throughout our state.

Thank you so much for your business and as always, please email us or call us on Oahu at 808-522-2000 or toll-free at 1-800-648-7136 with your questions and comments.

Aloha,
Rob Nelson

Rob Nelson
President
Finance Factors, Ltd.

For more information about Finance Factors, we invite you to view our 2024 Statement Of Financial Condition as of December 31, 2024.