PRIORITY SERVICE: In compliance with Governor David Ige’s COVID-19 social distancing order, between the hours of 8:30 am to 12 noon, priority service will be given to the elderly and high-risk customers (those with pre-existing medical conditions).
NEW BRANCH HOURS: All Finance Factors Branches will be open Monday through Friday from 8:30am to 3:00pm until further notice. We apologize for the inconvenience. The Kapiolani Branch has reopened to service customers. Click HERE for additional COVID-19 Updates.

Today's mortgage rate

2.750
% *
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The Modern Way To Mortgage

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Today’s Mortgage Rates

  • 30

    year fixed**

    rate apr* points
    2.750% 2.983% 1.750
  • 15

    year fixed**+

    rate apr* points
    2.250% 2.598% 1.250
*apr = annual percentage rate
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disclosures

**A $200,000 mortgage loan secured by an owner-occupied dwelling, with 20% down payment, will result in 360 principal and interest monthly payments of $816.48 based on a 30 Year Fixed Rate at 2.750% with 1.750 points and 2.983% APR.

**+A $200,000 mortgage loan secured by an owner-occupied dwelling, with 20% down payment, will result in 180 principal and interest monthly payments of $1,310.17 based on a 15 Year Fixed Rate at 2.250% with 1.250 points and 2.598% APR. 

The payments shown above do not include taxes and insurance premiums, actual payment obligations will be greater. Advertised rates available only to qualified owner-occupants of residential real estate located in the State of Hawaii. Maximum loan amount is $765,600. Rates effective 03/30/20 and are subject to change without notice. Other restrictions may apply. Additional rates and terms available.

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Earn more with our unbeatable rates

Our accounts are in your best interest

Earn more with our unbeatable rates

Our accounts are in your best interest

Earn more with our unbeatable rates

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