Why Choose Finance Factors?

Finance Factors has welcomed the opportunity to provide solutions to Hawaii’s financing needs for over 70 years. Whether your client is looking for a low fixed rate loan, portfolio financing for a bank-owned property in poor condition, or has less than perfect credit, we can find them the right loan solution to fit their needs.

We Offer An Array of Financing Solutions

  • Low rate fixed rate loans
  • Bridge Loans and other short term loans
  • Construction and Construction-Permanent loans
  • Remodel and Renovation loans
  • Loans designed for purchasing properties with damages or unpermitted improvements such as bank-owned properties and short sales
  • Home Equity Lines of Credit and fixed and adjustable rate second mortgages
  • Foreign investor loans
  • Jumbo loans up to $5.0 million. Call for larger requests.

Common Sense Underwriting
We are known for our common sense approach to underwriting on portfolio loans. We look beyond the numbers and consider each client’s unique circumstances and story in making our loan decisions.

Rest Assured, We’ll Provide the Best Deal
Your customers want assurance that they will get the best deal possible. Our philosophy is to provide the best financing solution to meet the needs of your client. We will work closely with you to tailor the loan to your borrower, taking the necessary time to understand their needs as we go beyond the numbers to make the loan work.