Short term Certificates of Deposit with competitive rates for balances of $100,000 or more.
 
Features/Benefits:

  1. $100,000 minimum deposit to open account.
  2. Terms range from 31 to 365 days.
  3. Rates are fixed for term of certificate.
  4. Interest is credited quarterly.
  5. Interest cannot remain on deposit. Interest will be paid to you quarterly. You may have interest either mailed to you or deposited into a savings account with us.
  6. Each depositor is insured by the FDIC up to $250,000.
  7. Convenient 10 day grace period gives you time to decide if you want to renew or redeem your certificate without penalty. (For certificates with a term of one month or less, there is a two business day grace period.)
  8. A penalty may be imposed if you withdraw from your certificate before maturity:
    – 90 days interest for terms less than 2 years
    – 240 days interest for terms 2 to 3 years
    – 360 days interest for terms greater than 3 year
  9. Please refer to our CD Disclosures and Fee Schedule for additional information and terms.