Incentive Savings

Earn higher rates for higher balances with our Incentive Savings account. You earn higher interest rates as your balance grows.


  1. $100 minimum deposit to open account ($10 minimum deposit for a savings account opened to deposit interest from a Time Certificate account).
  2. Interest is credited and compounded monthly.
  3. Rates may be different for business accounts.
  4. Quarterly statements provide details of all transactions for the quarter.
  5. Each depositor is insured by the FDIC up to $250,000.
  6. Automatic Deposit Service makes saving easy.
  7. Please refer to our Incentive Savings Account Disclosures, General Savings Disclosures and Fee Schedule for additional information and terms.