Incentive CD

Lock in a higher rate by investing your money with our Incentive CD.


  1. $500 minimum deposit to open account.
  2. Terms range from three months to eight years.
  3. Rates are fixed for term of certificate.
  4. Interest is credited and compounded quarterly.
  5. Interest can be mailed to you or deposited into a savings account with us.
  6. Each depositor is insured by the FDIC up to $250,000.
  7. Convenient 10 day grace period gives you time to decide if you want to renew or redeem your certificate without penalty.
  8. A penalty may be imposed if you withdraw from your certificate before maturity:
    – 90 days interest for terms less than 2 years
    – 240 days interest for terms 2 to 3 years
    – 360 days interest for terms greater than 3 year
  9. Please refer to our CD Disclosures and Fee Schedule for additional information and terms.