Home Mortgage



Is this you?

found the perfect home for me and my family. What’s next and how can Finance Factors help?
We make it easy. Finance Factors understands the value of homeownership and will walk you through every step of the loan process, answering your questions and helping you avoid common pitfalls or mistakes. As a Hawaii lender with over 60 years of experience, we are knowledgeable about the local market and can provide you with a fast closing and the lowest available rate.
I’m a busy person and don’t have the time to go into an office to fill out a lot of paperwork during the weekdays. How is Finance Factors different?
We’re flexible. We provide various options for consumers. Loan shoppers can now apply for a mortgage online, 24/7 by completing a simple application that could result in getting an actual online approval in minutes. If you’re looking to purchase and need a prequalification letter, you can do that online at your convenience as well. We offer you the flexibility of the internet combined with highly personal service and responsiveness when you need it.
I want to take advantage of today’s low mortgage rates and lower my monthly payment. Why should I choose Finance Factors?
We help you get the best deal. Hawaii real estate mortgage rates fluctuate daily, but Finance Factors is committed to offering you low rates on any given day. We are confident that when you compare our rates to any lender in town you will see that our rates are as good or better. Once you apply, we communicate with you daily so you are in position to lock-in a great rate.
Enjoy the confidence of a low, fixed rate loan.

  • Fixed interest rate and monthly payments give you peace of mind.
  • Have satisfaction with one of the lowest rates possible.
  • The ease of applying and getting your loan with Finance Factors allows you to purchase or refinance at your convenience and without disrupting your daily routine.
    Expertise and guidance you can rely on.
    With over 60 years of business experience and loan officers on every major island, we have helped many Hawaii homeowners achieve their real estate goals. Our priority with every customer is to have a long-lasting relationship and to enhance their financial well-being. For fast closings with flexible home mortgage options, choose Finance Factors. We can help.

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