Is this you?

As a Canadian resident, I spend my winter vacations in Hawaii. On my last trip, my husband and I found a great investment property. How will Finance Factors be able to help us?
Foreign BorrowersWe use common sense. Most Hawaii lenders do not make loans to non-resident aliens without U.S. credit. We compensate for a lack of U.S. credit history by doing loans with a 35% down payment or greater. We will then work with you to understand and verify your ability to pay with whatever income documentation you can provide us.

As a Realtor, I have a foreign client that purchased a luxury investment condo for cash. Now he wants to pull equity out of this property to purchase another. What can Finance Factors do for my client?
We problem-solve. We will lend up to 65% of the appraised value of an existing property and will work with your client to understand his income documentation, translating it if necessary. We have made loans well in excess of $1 million to other borrowers in your client’s situation.

These are just some examples of how Finance Factors is different and can help you with your next loan.

Flexible financing solutions that simply make sense to you.
Finance Factors’ loan experts strive to make it easy for you. We structure financing that will best fit each unique situation and tailor our loans to each individual’s needs.

  • Flexibility on income documentation and credit
  • Loan amounts up to $2.5 million
  • We lend on most types of residential and commercial real estate in Hawaii and Guam
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    Your loan should be easy and work for you, not make you work harder.
    Finance Factors is the local lender in innovative loan solutions. Let us show you what you can do with our common sense approach to mortgage financing. Call Finance Factors – We Can Help.