Finance Factors Family of Companies

Since 1952, when Finance Factors was first established to specialize in the newly developing field of consumer finance, the company has grown to include affiliates specializing in insurance, real estate and property management.

Finance Factors, Ltd. is Hawaii’s largest depository financial services loan company. It specializes in residential and commercial real estate loans, including land loans, construction loans, home equity credit lines as well as a variety of portfolio mortgage loans for properties and borrowers with specialized needs. It also offers some of the best rates on certificates of deposit and savings accounts insured by the FDIC.

Finance Insurance, Ltd.*, originally a department of Finance Factors that grew into a separate company in 1984, is a full-service insurance agency providing a full-range of personal, commercial, professional and life/group insurance.

*Insurance products are: Not a Product of or Guaranteed by Finance Factors, Not insured by FDIC or any Government Agency, Not an Insured Deposit.

Finance Realty Company, Ltd. was formed in 1953 to help with a post-war housing shortage on Oahu. Its first project was a 19-acre Manoa subdivision, followed by 435 homes in Waipio Acres in Wahiawa, and development of Hawaii’s first planned residential community – Makakilo. Today, the company is responsible for operational oversight of properties owned by the Finance Factors Family of Companies in Hawaii, Alaska and California.