Residential Loans



As an expert in dealing with challenging loan situations, Finance Factors is ready to help your clients with any of their mortgage needs. If you are faced with a non-conforming property or a borrower that does not meet conforming underwriting guidelines, we have a variety of loan programs available. Our Business Development Managers are experts in finding ways to structure a challenging file that will get your borrowers into their dream property or allow them to pull cash out to meet their goals. Just call Finance Factors. We can help!

Lowest Rates
Home Equity Line of Credit
Prime Investor Jumbo Special
Prime Jumbo Loan Special (owner-occupant)
Gap Financing: ARM Loans
• Gap Financing: FRM Loans

Construction
ALT-Rehab
Construction Loans
        • Construction Loan Checklist
Land Loans

Special Properties
Extreme Condition Property
Condotel Loans
Lava Zone 2 Specialty Loans
Non-Conforming Properties

Special Underwriting
Bridge Loans
EZ Investor Loans – No tax returns required
        • EZ Investor Loan Checklist
Foreign Investor Loans
        • Foreign Investor Questionnaire
Multiple-Collateral Loans
Non-Conforming Borrowers
Underwriting Capabilities

Commercial Loans

Our loan financing programs for commercial properties are designed to assist you with those clients planning to build a new commercial building, purchase or refinance income property or develop real estate. Call Finance Factors – we can help.

Apartment Building Loans
Commercial Income Property Loans
SBA 504 Loans