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Today's Special $500 Off Home Equity! Get the most from your home's equity with Finance Factors, and for a limited time we'll waive up to $500 in costs on a Home Equity Line of Credit. Ask for $500 OFF to receive this valuable discount. And unlike other lenders, at Finance Factors you pay:• NO Application fees • NO Annual fees • NO Early termination fees • NO Prepayment penalties Unlike other lenders, there's no initial advance or automatic payment required to get these great, low rates.** Consolidate your debts, pay taxes or tuition, improve your home or take a much needed vacation. But hurry, this offer expires October 31, 2007. In Hawaii call 522-2000 or 1-800-648-7136. In Guam call 671-649-5751. Low Hawaii Rates*  5.95% APR First-Year Fixed Rate 7.495% APR Fully Indexed Rate *Up to $500 off available for credit lines of $50,000 or more and cannot be combined with any other discount offer. Estimated closing costs range from $900 to $1,300. Up to $500 off will be applied to fees charged by third parties to open a new Home Equity Line of Credit. Customer will pay the difference in charged fees. 5.95% APR available to new owner-occupant Home Equity Line of Credit customers with fee-simple properties in Hawaii only; offer expires 10/31/07. Up to $500 Off Closing Costs offer valid on direct loans only; no brokered transactions. The 5.95% APR, is fixed for one year; following year's rate is adjustable. As of 10/01/07, our fully indexed rate is 8.387% APR, adjusted quarterly. Maximum APR is 19%. Property insurance is required at the homeowner's expense. Other rates and terms available. No initial draw or automatic payment required to open new Home Equity Line of Credit. Low Guam Rates** 6.45% APR First-Year Fixed Rate 8.887% APR Fully Indexed Rate **Up to $500 off available for credit lines of $50,000 or more and cannot be combined with any other discount offer. Estimated closing costs range from $1,990 to $2,500. Up to $500 off will be applied to fees charged by third parties to open a new Home Equity Line of Credit. Customer will pay the difference in charged fees. 6.45% APR available to new owner-occupant Home Equity Line of Credit customers with fee-simple properties in Guam only; offer expires 10/31/07. Up to $500 off Closing Costs offer valid on direct loans only; no brokered transactions. The 6.45% APR, is fixed for one year; following year’s rate is adjustable. As of 10/01/07, our fully indexed rate is 8.887% APR, adjusted quarterly. Maximum APR is 18%. Property insurance is required at the homeowner’s expense. Other rates and terms available. $2,800 minimum initial draw required to open new Home Equity Line of Credit. |
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