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Today's Specials

Special Promotional Rate on our Certificates of Deposit!
(Offer available to Hawaii residents and businesses only)

•3 Months at 3.00% APY
•5 Months at 3.00% APY
•1 Year at 3.00% APY
•18 Months at 2.75% APY

**For a limited time only! Deposit $5,000 into any of our CD specials at Finance Factors and, not only will you get a great rate, but we will also give you a great eco-friendly Easy-Shopper ®bag that's perfect for use when doing your marketing. Your minimum $5,000 deposit must come from a financial institution other than Finance Factors in order to qualify.

View our Certificate of Deposit Disclosures


 


3-Months CD at 3.00% APY*

Incentive Time Certificate Accounts (ITC)
(Quarterly Compounding)

Terms
Interest Rate
Annual Percentage Yield
3-Months 2.97% 3.00%

Heritage Time Certificate Accounts (For customers 55 or over) (Monthly Compounding)
Terms
Interest Rate
Annual Percentage Yield
3-Months 2.96% 3.00%

*All Annual Percentage Yields (APY) effective 5/12/08 to 5/16/08 (assumes interest will remain on deposit), subject to change without notice. $2,500 minimum opening deposit and minimum balance is required to be maintained for the entire term; $100,000 maximum deposit; not available on Jumbo CDs. Other rates and terms available. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Special rates are available to Hawaii residents and businesses only and may be discontinued at any time. Deposits are insured up to $100,000 by the FDIC.


 


5-Months CD at 3.00% APY*

Incentive Time Certificate Accounts (ITC)
(Quarterly Compounding)

Terms
Interest Rate
Annual Percentage Yield
5-Months 2.97% 3.00%

Heritage Time Certificate Accounts (For customers 55 or over) (Monthly Compounding)
Terms
Interest Rate
Annual Percentage Yield
5-Months 2.96% 3.00%

*All Annual Percentage Yields (APY) effective 5/12/08 to 5/16/08 (assumes interest will remain on deposit), subject to change without notice. $2,500 minimum opening deposit and minimum balance is required to be maintained for the entire term; $100,000 maximum deposit; not available on Jumbo CDs. Other rates and terms available. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Special rates are available to Hawaii residents and businesses only and may be discontinued at any time. Deposits are insured up to $100,000 by the FDIC.


 
1-Year CD at 3.00% APY*

Incentive Time Certificate Accounts (ITC)
(Quarterly Compounding)
Terms
Interest Rate
Annual Percentage Yield
1-Year 2.97% 3.00%

Heritage Time Certificate Accounts (For customers 55 or over) (Monthly Compounding)
Terms
Interest Rate
Annual Percentage Yield
1-Year 2.96% 3.00%

*All Annual Percentage Yields (APY) effective 5/12/08 to 5/16/08 (assumes interest will remain on deposit), subject to change without notice. $2,500 minimum opening deposit and minimum balance is required to be maintained for the entire term; $100,000 maximum deposit; not available on Jumbo CDs. Other rates and terms available. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Special rates are available to Hawaii residents and businesses only and may be discontinued at any time. Deposits are insured up to $100,000 by the FDIC.


 
18-Months CD at 2.75% APY*

Incentive Time Certificate Accounts (ITC)
(Quarterly Compounding)
Terms
Interest Rate
Annual Percentage Yield
18-Months 2.72% 2.75%

Heritage Time Certificate Accounts (For customers 55 or over) (Monthly Compounding)
Terms
Interest Rate
Annual Percentage Yield
18-Months 2.72% 2.75%

*All Annual Percentage Yields (APY) effective 5/12/08 to 5/16/08 (assumes interest will remain on deposit), subject to change without notice. $2,500 minimum opening deposit and minimum balance is required to be maintained for the entire term; $100,000 maximum deposit; not available on Jumbo CDs. Other rates and terms available. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Special rates are available to Hawaii residents and businesses only and may be discontinued at any time. Deposits are insured up to $100,000 by the FDIC.


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