•Today's Specials •Types of CDs •Types of IRAs    
Sitemap

Types of Savings


   

Step-Up Savings

Just for kids, this account earns special rates for anyone under 18 years of age.

A savings account with special rates designed for savers under age 18. Excellent first account for your children.

Features/Benefits:
1. $5 minimum deposit to open account.
2. Interest is credited and compounded monthly.
3. Quarterly statements provide details of all transactions for the quarter.
4. Each depositor is insured by the FDIC up to $250,000.
5. Automatic Deposit Service makes saving easy.
6. Please refer to our Step-Up Savings Account Disclosures, General Savings Disclosures and Fee Schedule for additional information and terms.

The Savers Club at Finance Factors

The Club account that's not just for Christmas.

Earn high interest in a safe place while meeting your savings goal.

Features/Benefits:
1. $25 minimum deposit to open account.
2. Monthly automated deposits are required and must equal opening deposit amount.
3. Interest is credited and compounded quarterly.
4. Monthly statements provide details of all transactions for the month.
5. Each depositor is insured by the FDIC up to $250,000.
6. Automatic Deposit Service makes saving easy.
7. Please refer to our The Savers Club at Finance Factors Disclosures, General Savings Disclosures and Fee Schedule for additional information and terms.

Incentive Savings

Earn higher rates for higher balances with our Incentive Savings account.

A tiered savings account that pays higher interest for higher balances. You earn higher interest rates as your balance grows.

Features/Benefits:
1. $100 minimum deposit to open account ($10 minimum deposit for a savings account opened to deposit interest from a Time Certificate account).
2. Interest is credited and compounded monthly.
3. Rates may be different for business accounts.
4. Quarterly statements provide details of all transactions for the quarter.
5. Each depositor is insured by the FDIC up to $250,000.
6. Automatic Deposit Service makes saving easy.
7. Please refer to our Incentive Savings Account Disclosures, General Savings Disclosures and Fee Schedule for additional information and terms.

Akamai Savings

Earn a great rate for a low minimum balance.

Our new savings account pays a great rate for a low initial deposit.

Features/Benefits:
1. $1000 minimum deposit to open account; funds must be drawn from a financial institution other than Finance Factors.
2. Interest is credited and compounded quarterly.
3. Rates may be different for business accounts.
4. Quarterly statements provide details of all transactions for the quarter.
5. Each depositor is insured by the FDIC up to $250,000.
6. Automatic Deposit Service makes saving easy.
7. Please refer to our Akamai Savings Account Disclosures, General Savings Disclosures and Fee Schedule for additional information and terms.

Money Market Savings

Earn an exceptional rate for savings balances of $10,000 or more and enjoy the liquidity of a savings account with the earning power of a CD.

Features/Benefits:

1. $10,000 minimum deposit to open account.
2. Balances below $10,000 will earn 0.15% APY for each day the balance is below the minimum.
3. Six (6) transfers or withdrawals are allowed during each 30-day statement cycle.
4. Interest is credited and compounded monthly.
5. Rates may be different for business accounts.
6. Quarterly statements provide details of all transactions for the quarter.
7. Each depositor is insured by the FDIC up to $250,000.
8. Automatic Deposit Service makes saving easy.
9. Please refer to our Money Market Savings Account Disclosures, General Savings Disclosures and Fee Schedule for additional information and terms.

Jumbo Savings

Earn special rates with deposits of $50,000 or more.

A special savings account that offers higher tiered interest rates for balances of $50,000 or more.

Features/Benefits:
1. $50,000 minimum deposit to open account.
2. Tiered Rates mean you earn more as your balance grows; the more you save, the more you earn.
3. Jumbo Savings rates are often higher than our other savings plans.
4. Funds can be withdrawn at any time.
5. Interest is credited and compounded monthly.
6. Rates may be different for business accounts.
7. Quarterly statements provide details of all transactions for the quarter.
8. Each depositor is insured by the FDIC up to $250,000.
9. Automatic Deposit Service makes saving easy.
10. Please refer to our Jumbo Savings Account Disclosures, General Savings Disclosures and Fee Schedule for additional information and terms.

Ali'i Savings

Earn higher rates for higher balances with our Ali'i Savings account.

Our new savings account offers a higher tiered interest rates for balances of $50,000 or more.

Features/Benefits:
1. $50,000 minimum deposit to open account; funds must be drawn from a financial institution other than Finance Factors.
2. Interest is credited and compounded monthly.
3. Rates may be different for business accounts.
4. Quarterly statements provide details of all transactions for the quarter.
5. Each depositor is insured by the FDIC up to $250,000.
6. Business accounts maximum $250,000.
7. Automatic Deposit Service makes saving easy.
8. Please refer to our Ali'i Savings Account Disclosures, General Savings Disclosures and Fee Schedule for additional information and terms.

 


Community Relations • Real Estate for Sale • Career Opportunities • Contact Us
Home • 
Residential Loans • Commercial Loans • Savings & CDs • IRAs
blank Finance Factors, Ltd. • 1164 Bishop Street, Ste. 300 • Honolulu, Hawaii 96813-2810blank
Oahu 522-2000 • Neighbor Islands 800-648-7136 • Fax 808-548-5148 • E-mail
©2007 Finance Factors, Ltd. All rights reserved
Guam contacts: Finance Factors, Ltd. • 339 Chalan San Antonio, Ste. 100• Tamuning, Guam 96913blank
671-649-5751 • Fax 671-649-5745 • E-mail