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Types of Savings




Step-Up Savings

Just for kids, this account earns special rates for anyone under 18 years of age.

A savings account with special rates designed for savers under age 18. Excellent first account for your children.

Features/Benefits:
1. $5 minimum deposit to open account.
2. Interest is credited and compounded monthly.
3. Quarterly statements provide details of all transactions for the quarter.
4. Each depositor is insured by the FDIC up to $250,000 through December 31, 2013.
5. Automatic Deposit Service makes saving easy.
6. Please refer to our Step-Up Savings Account Disclosures, General Savings Disclosures and Fee Schedule for additional information and terms.

Incentive Savings

Earn higher rates for higher balances with our Incentive Savings account.

A tiered savings account that pays higher interest for higher balances. You earn higher interest rates as your balance grows.

Features/Benefits:
1. $100 minimum deposit to open account ($10 minimum deposit for a savings account opened to deposit interest from a Time Certificate account).
2. Interest is credited and compounded monthly.
3. Quarterly statements provide details of all transactions for the quarter.
4. Each depositor is insured by the FDIC up to $250,000 through December 31, 2013.
5. Automatic Deposit Service makes saving easy.
6. Please refer to our Incentive Savings Account Disclosures, General Savings Disclosures and Fee Schedule for additional information and terms.

Akamai Savings

Earn a great rate for a low minimum balance.

Our new savings account pays a great rate for a low initial deposit.

Features/Benefits:
1. $1000 minimum deposit to open account; funds must be drawn from a financial institution other than Finance Factors.
2. Interest is credited and compounded quarterly.
3. Quarterly statements provide details of all transactions for the quarter.
4. Each depositor is insured by the FDIC up to $250,000 through December 31, 2013.
5. Automatic Deposit Service makes saving easy.
6. Please refer to our Akamai Savings Account Disclosures, General Savings Disclosures and Fee Schedule for additional information and terms.

Money Market Savings

Earn an exceptional rate for savings balances of $10,000 or more and enjoy the liquidity of a savings account with the earning power of a CD.

Features/Benefits:

1. $10,000 minimum deposit to open account.
2. Balances below $10,000 will earn 0.15% APY for each day the balance is below the minimum.
3. If account is closed within 90 days, a $35 early closing fee will be imposed.
4. Six (6) transfers or withdrawals are allowed during each 30-day statement cycle.
5. Interest is credited and compounded monthly.
6. Quarterly statements provide details of all transactions for the quarter.
7. Each depositor is insured by the FDIC up to $250,000 through December 31, 2013.
8. Automatic Deposit Service makes saving easy.
9. Please refer to our Money Market Savings Account Disclosures, General Savings Disclosures and Fee Schedule for additional information and terms.

Jumbo Savings

Earn special rates with deposits of $50,000 or more.

A special savings account that offers higher tiered interest rates for balances of $50,000 or more.

Features/Benefits:
1. $50,000 minimum deposit to open account.
2. Tiered Rates mean you earn more as your balance grows; the more you save, the more you earn.
3. Jumbo Savings rates are often higher than our other savings plans.
4. Funds can be withdrawn at any time.
5. Interest is credited and compounded monthly.
6. Quarterly statements provide details of all transactions for the quarter.
7. Each depositor is insured by the FDIC up to $250,000 through December 31, 2013.
8. Automatic Deposit Service makes saving easy.
9. Please refer to our Jumbo Savings Account Disclosures, General Savings Disclosures and Fee Schedule for additional information and terms.

Ali'i Savings

Earn higher rates for higher balances with our Ali'i Savings account.

Our new savings account offers a higher tiered interest rates for balances of $50,000 or more.

Features/Benefits:
1. $50,000 minimum deposit to open account; funds must be drawn from a financial institution other than Finance Factors.
2. Interest is credited and compounded monthly.
3. Quarterly statements provide details of all transactions for the quarter.
4. Each depositor is insured by the FDIC up to $250,000 through December 31, 2013.
5. Business accounts maximum $250,000.
6. Automatic Deposit Service makes saving easy.
7. Please refer to our Ali'i Savings Account Disclosures, General Savings Disclosures and Fee Schedule for additional information and terms.

 


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