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Finance Factors is committed to providing excellent service to our customers. We welcome you to visit or contact any of our convenient branch locations for information about new or existing deposit accounts and loans. All branches open from 8:30am to 4:30pm Monday through Thursday and 8:30am to 6:00pm on Friday. Finance Factors also offers eight centralized Mortgage Centers in Hawaii to provide the best and most efficient service to our mortgage loan customers. We welcome you to contact us and let us know how we can help you achieve your financial objectives.

•Island of Hawaii
•Kauai
•Maui
•Oahu
•Guam
•Commercial Real Estate Loans
•Business Deposits
•Loans for DHHL Lessees

Customer Service Center
Phone: 522-2000
Toll Free: 1-800-648-7136

Payment Mailing Address
Finance Factors, Ltd.
P.O. Box 3979
Honolulu, HI 96812-3979

MORTGAGE CENTERS

BRANCHES

Hilo Mortgage Center
427 Kilauea Avenue
Hilo, HI 96720
Ph. 933-3501
Fax. 933-3512

Hilo Branch
Wendy DeLeon-Gabonia, CSR
427 Kilauea Avenue
Hilo, HI 96720
Ph. 935-6811
Fax. 961-3786

Keauhou-Kona Branch
Charlene Cantiberos, CSR II
Keauhou Shopping Center (next to Longs)
78-6831 Alii Drive, Suite H-1
Kailua-Kona, HI 96740
Ph. 322-2747
Fax. 322-3913

Peter Caravalho - Visit my website
Residential Loan Officer
Direct: 322-3227
Cell: 640-5875

	Kauai MORTGAGE CENTER	BRANCH
	Kauai Mortgage Center 4393 Kukui Grove Street Lihue, HI 96766 Ph. 246-3520 Fax. 246-3522 Dirk Apao - Visit my website VP, Senior Business Development Manager Direct: 246-3527 Cell: 651-2068	Lihue Branch Debbie Schumacher, Operations Supervisor 4393 Kukui Grove Street, Suite 101 Lihue, HI 96766 Ph. 245-3305 Fax. 246-4650

	Maui MORTGAGE CENTER	BRANCH
	Maui Mortgage Center Kahului Office Center 140 Hoohana Street, Suite 113 Kahului, HI 96732 Ph. 893-2251 Fax. 893-2062 Wes Higuchi - Visit my website VP, Senior Business Development Manager Direct: 873-7981 Cell: 385-7405 Keenan Eto - Visit my website VP, Senior Loan Officer Direct: 873-7234 Cell: 205-0533 Buddy Almeida - Visit my website VP, Senior Business Development Manager Direct: 871-5132 Cell: 283-3970	Kahului Branch Michele Crozier, Operations Supervisor Kahului Office Center 140 Hoohana Street, Suite 111 Kahului, HI 96732 Ph. 877-7663 Fax. 877-2851

MORTGAGE CENTERS

BRANCHES

Downtown Mortgage Center
1164 Bishop Street
Honolulu, HI 96813

Jaimee Manago - Visit my website
VP, Senior Business Development Manager
Direct: 548-4982
Cell: 551-0111

Rory Matsumoto - Visit my website
VP, Senior Business Development Manager
Direct: 548-5118
Cell: 228-3632

Cory Someda - Visit my website
VP, Senior Business Development Manager
Direct: 548-4974
Cell: 721-0656

East Oahu Mortgage Center
Kahala Mall Shopping Center
4211 Waialae Avenue, Unit UB8
Honolulu, HI 96816
Ph. 733-7395
Fax. 733-7390

Lisa Dela Cruz Lee - Visit my website
Senior Loan Officer
Direct: 733-7395
Cell: 221-8384

West Oahu Mortgage Center
Pearl City Shopping Center
850 Kamehameha Highway
Pearl City, HI 96782
Ph. 453-2107
Fax. 453-2104

Murray De LaFontaine - Visit my website
Residential Loan Officer
Direct: 453-2103
Cell: 366-6313

Windward Oahu Mortgage Center
Malama Building
602 Kailua Road
Kailua, HI 96734
Ph. 266-2909
Fax. 266-2906

Marshall Brown - Visit my website
Senior Loan Officer
Direct: 266-2912
Cell: 228-6410

Downtown Branch
Geri Shiroma, Operations Supervisor
The Finance Factors Center
1164 Bishop Street
Honolulu, HI 96813
Ph. 548-4940
Fax. 548-4939

Kahala Branch
Janelle Murai, Operations Supervisor
Kahala Mall Shopping Center
4211 Waialae Avenue, Unit UB8
Honolulu, HI 96816
Ph. 733-7398
Fax. 733-7390

Kailua Branch
Juvy Luna, Operations Supervisor
Malama Building, Suite 103
602 Kailua Road
Kailua, HI 96734
Ph. 266-2900
Fax. 266-2911

Kalihi Branch
Merl Eusebio, Operations Supervisor
Kamehameha Shopping Center
1620 North School Street
Honolulu, HI 96817
Ph. 832-6500
Fax. 832-6505

Kapahulu Branch
Josie Laxa, Operations Supervisor
Market City Shopping Center
2927 Kapiolani Boulevard
Honolulu, HI 96826
Ph. 733-2425
Fax. 733-2432

Kapiolani Branch
Clarissa Kwiatkowski, Operations Supervisor
Pan Am Building
1600 Kapiolani Boulevard, Suite 109
Honolulu, HI 96814
Ph. 973-3535
Fax. 973-3525

Kelly Sakai - Visit my website
Senior Loan Officer
Direct: 973-3538
Cell: 722-0081

Pearl City Branch
Shawn Taniguchi, Operations Supervisor
Pearl City Shopping Center
850 Kamehameha Highway
Pearl City, HI 96782
Ph. 453-2100
Fax. 453-2104

	Guam
	Guam Mortgage Center 339 Chalan San Antonio, Suite 100 Tamuning, Guam 96913 Ph. 1-671-649-5751 Fax. 1-671-649-5745 Elisa "Gigi" Infante-Delos Santos AVP, Manager Direct: 1-671-649-5751

	Commercial Real Estate Loans
	Commercial Real Estate Loan Department 1164 Bishop Street, Suite 300 Honolulu, HI 96813 Alvin Ige Senior VP, Commercial Real Estate Loan Department Manager Direct: 548-5112 Cell: 348-3165 Fax: 548-3308 Michael Hirao VP, Commercial Loan Officer Direct: 548-4980 Cell: 286-7837 Fax: 548-3308 Kei Kido VP, Commercial Loan Officer Direct: 548-3327 Cell: 348-3178 Fax: 548-3308 Brian Matsuura VP, Commercial Loan Officer Direct: 548-3385 Cell: 348-3177 Fax: 548-3308

	Deposits
	Tommy Chun VP, Business Development Manager, Deposits The Finance Factors Center 1164 Bishop Street Honolulu, HI 96813 Direct: 548-3314 Cell: 348-3147

	Loans for DHHL Lessees
	Island of Hawaii Hilo Mortgage Center 427 Kilauea Avenue Hilo, HI 96720 Direct: 933-3504 Kauai Dirk Apao - Visit my website VP, Senior Business Development Manager Kauai Mortgage Center 4393 Kukui Grove Street Lihue, HI 96766 Direct: 246-3527 Cell: 651-2068 Maui & Molokai Wes Higuchi - Visit my website VP, Senior Business Development Manager Maui Mortgage Center 140 Hoohana Street, Suite 113 Kahului, HI 96732 Direct: 873-7981 Cell: 385-7405	Oahu Marshall Brown - Visit my website Senior Loan Officer Windward Oahu Mortgage Center Malama Building 602 Kailua Road Kailua, HI 96734 Direct: 266-2912 Cell: 228-6410 Rory Matsumoto - Visit my website VP, Senior Business Development Manager Downtown Mortgage Center 1164 Bishop Street Honolulu, HI 96813 Direct: 548-5118 Cell: 228-3632

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Home • Residential Loans • Commercial Loans • Savings & CDs • IRAs

Finance Factors, Ltd. • 1164 Bishop Street, Ste. 300 • Honolulu, Hawaii 96813-2810

Oahu 522-2000 • Neighbor Islands 800-648-7136 • Fax 808-548-5148 • E-mail
©2004 Finance Factors, Ltd. All rights reserved
Guam contacts: Finance Factors, Ltd. • 339 Chalan San Antonio, Ste. 100• Tamuning, Guam 96913

671-649-5751 • Fax 671-649-5745 • E-mail