* A $200,000.00 mortgage loan secured by an owner-occupied dwelling, with 20% down payment, will result in 360 principal and interest monthly payments of $1,151.31 based on a 30 Year Fixed Rate at 5.625% with 2.000 points and 5.947% APR.

** A $200,000.00 mortgage loan secured by an owner-occupied dwelling, with 20% down payment, will result in 180 principal and interest monthly payments of $1,568.59 based on a 15 Year Fixed Rate at 4.875% with 1.875 points and 5.380% APR.

The payments shown above do not include taxes and insurance premiums, actual payment obligations will be greater. Advertised rates are based on a purchase transaction and available only to qualified owner-occupants of residential real estate located in the State of Hawaii. Maximum loan amount is $1,209,750. Rates effective 12/2/25 and are subject to change without notice. Other restrictions may apply. Additional rates and terms available.